is what
eric is calling it.
suzy orman (per the
oprah show) advises at least 8 months of savings, cause that's how long it might take to find another job. the financial powers are forecasting it will take 10yrs for the economy to turn around(!!!)
it's not sexy, but
frugality is in.
i listened to a segment on
NPR that other day, they
interviewed ppl in their 80s who lived
thru the 30s depression. they remember how the 20s was an era of parties and excess before the stock market crashed. to them it feels like the same bad cycle. today we've become a throw-away society, always wanting new, bigger and designer-- regardless if we can afford!
what's wrong with an older but functionality deck, or
EUC (excellent used condition in
ebay lingo) kids clothing and toys; or
original but presentable wood floods. yup, that's our house and that's what the kids get. and the peace of mind we get, by not being in the hole.
we do
splurge on family trips, parties,
extracurricular activities/classes for the girls,,, cause life is about experiences, not things.
but my dear hubs wants to tighten the money belt even further.
DIY haircut:
savings $12/mo. the word jagged comes to mind (-:
(the gunk on their chest is
vicks vapor rub, since preschool = cesspool of germs)
his next target, netflix. savings $200/yr. thanks goodness, tivo is paid for!